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Max out your pre-tax retirement savings:
The more you contribute pre-tax, the more you keep. It is that simple.

Do a mock tax return:
By doing so you can determine if you can deduct more, convert a Traditional IRA to a Roth IRA, or make an extra charitable donation.

Check your health savings account:
Do you have money in your HSA that you have not used yet? Now is the time to complete your preventative care medical appointments.

Check your cash:
Do you need to rein in your expenses? Beef up your emergency fund? Can you add more to your kid’s college savings plan?

Check your beneficiaries:
Have there been marriages, deaths, or births that would change where you would want your estate to go? Make those changes now.

You still have three months left, but times seem to fly. Don’t waste the time you have.

More About Nancy Hecht, CFP®, AIF®