Equity Prime Mortgage
Edgar D. Lozada Jr. bought his first home at the age of 19 and had acquired 14 properties by the age of 23. Since then, he says he has “loved every minute of his journey in the residential mortgage business.”
Today, he’s a mortgage banker and top producer with Equity Prime Mortgage, an Atlanta-based company with a large presence in Central Florida. Equity Prime mortgage is a direct Fannie Mae seller/servicer that offers just about every loan product available on the market, giving clients the most options from which to choose. The company specializes in early or on-time loan closings every time and excellent communication with all parties throughout the process. Every company practice stems from a belief in “make-sense” lending, Edgar says. “Our ability to close common sense loans and make exceptions when necessary is just another thing we do that sets us apart from the competition,” he says. And in 2013, the company was included on the Inc. 5000 list of America’s fastest growing companies, ranking No. 43 in the financial services category.
With more than 12 years of experience in the industry in Central Florida, Edgar has had his own successes since joining the company’s Orlando office in 2011. For three consecutive years, he has received the loan officer of the year award for loan volume — at $15 million in 2013 alone and a projected $20 million for 2014.
“I always make myself available to my clients and referral partners, and I thoroughly explain and set proper expectations on every transaction,” Edgar says. “This creates a great overall experience for the client, every time. It’s not just about the figures making good sense; it’s about complete client satisfaction throughout the process.”
Edgar began working as a loan officer in 2002 because of his love for financing and numbers. But his choice to work in the residential mortgage industry began with his passion for buying and managing real estate. He understood early the value of obtaining properties at a low price and the potential income that could be gained from each one.
“I always knew if you were going to put your money somewhere, investing in a home was the best way to do it,” he said. And he has put that belief into practice himself.
That knowledge and his own experiences grew into a desire to help people make their dreams of home ownership a reality.
“I work with a full range of borrowers, but I especially enjoy working with first-time homebuyers,” Edgar said. “Purchasing a home is very exciting, but it can also be stressful so I strive to make sure my clients are comfortable with their new home purchase and fully understand the entire process. My goal is to help them get the results they want and have the best experience doing it.”
Edgar D. Lozada Jr.
Equity Prime Mortgage
3191 Maguire Blvd. Suite 190
Orlando, FL 32803